Risk-adjusted target date
These asset allocation funds combine target risk and target date funds in a single fund. There are three sets of funds – conservative, balanced and aggressive. These funds match your retirement year with your risk profile, which you can determine with a short Risk-adjusted target date fund investment personality questionnaire.
Selecting a target risk, target date or risk-adjusted target date fund
You select a target date fund by choosing a fund that’s closest to your expected retirement year.
You select a target risk fund by completing the Investment personality questionnaire to determine your tolerance for risk and then you choose the fund that matches your investment personality.
You select a risk-adjusted target date fund by completing the Risk-adjusted target date fund investment personality questionnaire and determining your risk profile. Once complete, choose a fund that matches your risk profile and is closest to your desired retirement year